Joint Account Forms

Joint Tenants Agreement - This form establishes joint tenancy with rights of survivorship (JTWROS) between two parties to an account. Each party owns an undivided and equal interest in the account. In the event of death, his or her portion of the account belongs to the surviving party and bypasses the decedents estate.
Joint Tenants in Common - This agreement states the account is shared by two or more persons and specifies the percentage ownership of each. Upon death of any party, that person's equity in the account belongs to his or her estate.
Community Property Agreement - This establishes that funds and securities held in this account are the community property of a married couple.